Kompas Foundation

Help that speaks your language.

Without judgment, without a trace. We build free, anonymous tools that help people get a grip on money and Dutch bureaucracy, and take the next step themselves, in their own language.

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01The problem

Millions are stuck. The help demands exactly what they lack.

A debt that grows, a benefit no one told them about, a deadline that passes while life happens. To get help, they must speak Dutch, book an appointment, and find the courage to explain themselves to a stranger. So they wait, until it becomes a crisis. And every year the group grows.

724,000
households with registered problematic debt, two thirds for three years or longer
2,900,000
residents of the Netherlands born abroad, navigating the system in a language not their own
2,200,000
adults with limited basic reading, numeracy or digital skills
616,000
new arrivals between 2019 and 2024 alone

Sources: CBS Schuldenproblematiek in beeld 2025 · CBS Integratie en samenleven 2024 · PIAAC 2023

02Our answer

We try to help you directly. When you need more, we guide you to the case worker or care that's right for you.

01

Your situation, your choice

Not everyone who uses this is in crisis. Some are simply making sure they understand their finances before anything becomes a problem, and that is reason enough. A case worker is not always available, wanted, or needed, but when one truly is, we make sure you know exactly who to call and what to say.

02

In your language

The Dutch system is complicated enough. Our tools work in the language you think in.

03

Privacy as the foundation

Nothing you share is stored. No account, no file, no trace. The people who need help most can afford exposure the least.

03First project

Financial Kompas.

An anonymous AI guide for anyone stuck in money matters: the letter you do not dare to open, the benefit you are missing, the debt that grows. Free, in more than twenty languages, with nothing ever stored.

Status: in preparation. We are looking for founding funders.

Read the project brief

04The team

Serious engineering, aimed somewhere new.

Our careers were spent building the systems that large financial institutions run on. That same skill now serves the people those institutions were never built to reach.

Meet the founders

05The ask

We are looking for the funders who move first.

Financial Kompas does not exist yet. That is exactly when your support makes the difference.